NCAER and the Investor Education and Protection Fund Authority (IEPFA), Ministry of Corporate Affairs, Government of India, in collaboration with Sapphire International School, organised a workshop on the eve of International Women’s day on the theme “The Future is Now: Financial Education for Gen-Alpha and Bridging the Gender Gap for Viksit Bharat” on March 7, 2026, at SIS Auditorium, Ghaziabad, Delhi-NCR.
Aimed at strengthening investor awareness and nurturing financially empowered youth aligned with India’s vision for Viksit Bharat, the workshop brought together distinguished policymakers, financial experts, and regulators to promote financial literacy, digital awareness, and investor protection among students and housekeepers of the school. The speakers highlighted the importance of gender-inclusive financial empowerment in India’s rapidly digitalising economy. Welcoming the dignitaries and participants, Ms Ekta Soni, Principal, Sapphire International School, emphasised that empowering young learners, especially girls, with financial knowledge and decision-making skills is essential for building confidence, independence, and long-term economic resilience.
Delivering the keynote address, Ms Anita Shah Akella, CEO, IEPFA and Joint Secretary, Ministry of Corporate Affairs, Government of India, highlighted the rapid growth of digital payments in India and increased exposure to cyber fraud and misinformation. She emphasised that early financial education for Gen-Alpha is essential to build safe financial behaviour and informed digital participation. On the occasion of International Women’s Day, she stressed that empowering young girls with financial knowledge enhances their confidence, enabling their equal participation in the economy.
Moderating the panel discussion, Dr C. S. Mohapatra, IEPF Chair Professor, NCAER, pointed out that traditional financial literacy must evolve to match India’s digital transformation. He noted that young learners today interact with algorithm-driven financial platforms and online payment ecosystems at an early age, making behavioural awareness and understanding of digital risks as important as financial knowledge. Highlighting the gender dimension, he stressed that girls and young women often face gaps in financial confidence, digital access, and opportunities for decision-making, making early and inclusive financial education essential to bridge these disparities. Dr Sonal Tikku, Assistant Professor at Amity University and Former Regional Nodal Officer at Axis Bank, spoke about promoting financial inclusion and responsible financial behaviour. She highlighted the need for practising strong cyber hygiene, such as avoiding suspicious links, protecting personal information, and using secure passwords. Early education about safe Internet behaviour helps in building responsible digital habits. She discussed the common mistakes made by first-time users, underscoring the importance of financial planning and disciplined savings habits. She suggested that financial independence among women begins with awareness and informed financial decision-making. Ms Himani Lath, Former Manager, NSDL; Financial Literacy Expert and SMART Trainer, SEBI, focused on the imperative of empowering participants with essential financial knowledge and practical skills for safe and informed participation in the financial ecosystem. CS Shivam Sharma, Former Chairman, Institute of Company Secretaries of India, Ghaziabad, highlighted the importance of financial ethics, regulatory awareness, and corporate governance in protecting investors. He stated that informed and aware citizens contribute to stronger and more trustworthy financial systems.
The workshop was extended to housekeeping assistants, where the basic principles of savings, investments, and a need-based approach to managing personal finance were explained in a lucid manner. Participants were also guided on developing productive financial habits and informed about the dos and don’ts of preventing scams and frauds. An interactive Q&A session allowed them to engage with experts on topics such as digital scams, safe online transactions, and financial planning. This was followed by distribution of certificates to participants in the event and in the quiz held as part of the workshop.
To mark the occasion of Women’s History Month, NCAER hosted a webinar titled, “Gender Transformation: Insights from the India Human Development Survey (IHDS)”. During the webinar, researchers from the IHDS team discussed insights on gender transformations across the country, based on IHDS data emerging from surveying the lives of men and women in over 40,000 households, over the two decades between 2004 and 2024.
Moderated by Professor Sonalde Desai, the webinar, which had over 150 attendees, was also joined by NCAER’s Director General, Mr. Suresh Goyal. The presentations by IHDS researchers Dr Pallavi Choudhuri, Dr Debasis Barik, Dr Ruchi Jain, Dr Dibyasree Ganguly, and Dr Athira Vinod from NCAER and Dr Sharan Sharma from the University of Maryland, and the subsequent discussion focused on several topics of interest and key themes, including survey methodology, changing educational patterns, evolving family expectations, women’s mobility, and the continuing challenges of measuring work and empowerment.
The panel also highlighted practical challenges in interviewing women and emphasised the importance of recruiting and training women interviewers while addressing related barriers and strengthening field protocols to improve data quality.

